Ready, Set, Retire!

To the lifestyle you envision.
 

When you daydream about retirement, what does it look like?

Building the lifestyle you envision starts with actions you take today. The sooner you begin planning, the more time you could have to make it a reality. Start building your plan by exploring these four main areas. Don't know where to start? Start with your lifestyle. Knowing your retirement lifestyle will help you with the other pieces:

Define your retirement lifestyle

 

Your lifestyle in retirement may look similar to or a lot different from your lifestyle today. It’s never too early to start building a plan that can help make your retirement vision a reality.

 

Explore key considerations for your lifestyle 

Manage your money to afford it

 

Saving for retirement is both a long-term and short-term game. Whether you are preparing to retire soon or in 30 years, planning for your financial needs today and in retirement is key. 

 

Learn more about managing your money 

Protect what you've built

 

Life can be unpredictable and protecting your wealth is just as important as building it. Take steps today to ensure you’ve got a protection plan in place. 

 

 

See the steps to protect your wealth 

Ensure you have healthcare

 

Healthcare in retirement doesn’t have to be a mystery! Learn about potential costs and healthcare options, including Medicare, now.

 

 

Understand your retirement healthcare options 

Retirement Planning Tips

To help make the decision to retire potentially easier, watch recent Delta retirees share practical tips about how they did it.

 

Retirement Planning Steps to Take Right Now

Learn more about how Fidelity suggests you approach retirement planning and get the support you need.

 

Your Timeline to Retirement Starting at Age 50

Retirement takes an entire career to prepare for, but if you’re closer to retirement than the start of your career, consider this timeline and the age milestones that could influence your retirement plan.

  • Can make 401(k) catch-up contributions
  • Eligible for retirement* and Delta travel privileges
  • Eligible for HSA catch-up contributions
  • 401(k)/IRA penalty-free distribution†
  • Eligible for Social Security. The longer you wait to claim, the higher your check will be.
  • Can enroll in Medicare
  • Must begin taking Social Security
  • Required Minimum Distributions (RMD) begin‡

Questions?

  • For questions about retirement preparation, call the Fidelity Service Center for Delta at 800-554-0262, Monday through Friday, from 8:30 a.m. – 8:30 p.m. ET, excluding NYSE holidays.
  • For questions about Delta benefits, please submit a request via Ask HR.

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* To be eligible for retirement, employees must have 10 years of continuous service and be 52 years of age OR have 25 years of continuous service. See Deltanet for eligibility details when retiring from inactive status. 
† For in-plan distributions and/or SEPP. 
‡ RMD is determined by birth year and could start at age 73, 74, or 75.