Get The Most Out Of Your Social Security

 

While you’re eligible to start claiming Social Security at age 62, your monthly check gets bigger for every year you wait until age 70. The claiming approach that’s right for you depends on factors such as what other savings you have and if you have a spouse who will also be claiming. Start thinking about what is best for you and what you’ll do using the information and resources below.

 

What if I start claiming Social Security while I continue working?

You can start claiming Social Security benefits while you also earn a paycheck, but your income may affect how much you receive. Use the link below to learn more.

How Work Affects Your Social Security Benefits

Social Security Tips

Learn from those who went before you and hear what current Delta retirees wish they knew about Social Security before they retired.

 

Want to know how much you could get from Social Security? Answer a few questions and get a suggested claim strategy to potentially get you the most money from your Social Security. Plus, get an estimate of your monthly check.
 

Fidelity’s Social Security Benefits Calculator

How to Get the Most from Social Security

You can start claiming Social Security at age 62, but should you? Watch to learn more.

 

Common Questions

Do I qualify for Social Security? 

Typically, if you’ve worked a job that contributed to Social Security for at least 10 years, you’ll qualify to receive benefits.

How do I access Social Security?

Set up a My Social Security account on ssa.gov. Setting up an account will give you access to multiple tools and resources to help you better understand your social security benefits and get estimates of future benefits.

How is Social Security Calculated? 

Social Security benefits are based on the average of your 35 highest earnings years.

Set Up Your Social Security Account. 

  • As you get closer to retirement and want to dig into more information, check out the helpful resources on the official Social Security website.
  • Understand how income taxes could affect your Social Security.

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